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Pay in interest-free installments with Splitit using your credit cards (no debit cards).

We are pleased to offer interest-free installment plans for all of our customers ordering via our website. We currently offer installment plans ranging from 2 to 3 months. If you would like more information or have questions not answered below, please contact our support team here.

HOW IT WORKS

YOU WON’T BE CHARGED ANY INTEREST

  1. Simply select Splitit at checkout and enter your card details
  2. No credit checks required but the total amount is held in reserve on your card to ensure payment
  3. Your first payment is taken immediately. The rest will be paid automatically in monthly installments
Please note that you are required to have the total cost of the product(s) available on your card. We only make monthly charges to your card, but the entire amount is held in reserve on your card to ensure payment.

PAYMENT EXAMPLE

WHEN PAYING $300: $100/M FOR 3 MONTHS

To ensure payment, the outstanding amount is held in reserve on your Credit Card. No additional charges are applied to the retained amount.
  • End of #1 Month > $100 paid – $200 held
  • End of #2 Month > $200 paid – $100 held
  • End of #3 Month > $300 paid – $0 held
Total Cost > 0% Fee – 0% Interest

FAQS

YOU MAY WANT TO KNOW

Q: Will I be charged any interest or hidden fees?
A: Absolutely not, if you place an order, we do not add any processing or hidden fees on top. You would pay the same amount as if you had not selected the installment plan.
QDo you need to do a credit check?
A: No, we simply reserve the amount on your card as collateral (as described above – reserve hold). You will never see it on your bill.
QWhat happens if I lose my credit card, or have some problem with my credit card?
A: You will need to contact us to change the card number. If you do not provide us with a new card within a few days, the entire amount of the remaining balance will be charged to your card. We will send you emails and may also call you if we find a problem with your credit card.
Q: Do you offer the same installment plans outside of the US and Canada?
A: No. Currently, we only offer installment plans for American and Canadian customers.
Q: I placed an order on your website, but it indicated that I will be contacted with a shipping quote; will that shipping quote qualify for installments also?
A: Yes. We will contact you with the shipping quote and manually apply the installment plan that you chose for your purchase.
QCan I use a credit card that will expire in the middle of my payments?
A: No. Your credit card must be valid for the entireduration of your selected payment period. E.g., you may not select payments over a six month period if your card expires four months from the date of purchase.